Nowadays,　amid　the　growing　trend　of　personal　finance,　National　Chung　Cheng
University 　 (CCU) 　 actively 　 encourages 　 its 　 students 　 to 　 enhance 　 their 　 money
management　skills.　To　improve　financial　literacy　and　understanding　of　different
trading 　 methods, 　 the 　 school 　 organized 　 the 　 10th 　 Annual 　 Investment
Competition, 　 offering 　 students 　 hands-on 　 experiences 　 on 　 a 　 simulated 　 stock
investment　platform. 　Following 　two　months　of　intense　competition,　the　list　of
winners 　was 　 announced, 　with 　Yu-Hsiang 　Wang, 　 Jie-You 　 Jiang, 　 and 　Chun-Jen
Chang—master's　students　from　the　CCU　Department　of　Finance—securing　the
top　spot　as　the　winning　team.　The　team　achieved　an　impressive　68.63%　rate　of
return 　 from 　their 　 investment 　portfolio, 　and 　 the 　award 　was 　presented 　by 　Dr.
Zhang-Hua　Fong,　President　of　CCU　himself.　
CCU’s　10th　Annual　Investment　Competition　was　sponsored　by　the　Ministry　of
Education’s　(MOE)　Higher　Education　Sprout　Project　and　Startup　Land　at　CCU.
Students 　 from 　all 　departments 　at 　CCU 　were 　eligible 　 for 　participation 　 in 　the
competition.　This　year,　a　total　of　309　students,　forming　103　teams,　took　part　in
the　event. 　Additionally, 　 in　order　to 　overcome 　collaboration 　challenges　among
students 　 from 　 different 　 departments 　 and 　 to 　 foster 　 student 　 engagement, 　 an
acceleration 　platform 　has 　been 　 set 　up 　on 　 social 　media 　 to 　assist 　 students 　 in
finding　their　ideal　teammates.
A　virtual　platform　provided　by　APEX　International　Financial　Engineering　Res.
&　Tech.　Co.,　Ltd.　was　used　in　the　competition　to　stimulate　trading　in　the　stock
market.　Each　team　was　given　10　million　virtual　cash　in　NT　dollars　to　begin　the
competition. 　 Contestants 　 were 　 eligible 　 to 　 trade 　 listed 　 and 　 over-the-counter
(OTC)　stocks,　options,　Taiwan　Index　Futures　(e.g.　TAIEX　Futures,　Mini-TAIEX
Futures,　Electronics　Sector　Index　Futures,　Finance　Sector　Index　Futures,　FTSE
TWSE 　 Taiwan 　 50 　 Index), 　 index 　 options 　 and 　 more. 　 The 　 organizers 　 of 　 the
competition　stated　that　the　rules　and　regulations　of　the　investment　competition
were　designed　to　stimulate　the　real　stock　market,　therefore,　participants　could
experience　the　risks　and　returns　of　their　investment　portfolio　without　needing
to　enter　the　actual　market.　
"The 　Trio" 　team 　 　( 三 人 行 ), 　consisting 　of 　Yu-Hsiang 　Wang, 　Jie-You 　Jiang, 　and
Chun-Jen　Chang,　all　master's　students　from　the　CCU　Department　of　Finance,
secured 　the 　top 　spot 　 in 　this 　year's 　 investment 　competition. 　The 　team 　shared
that,　when　anticipating　significant　market　impact　from　important　data　releases,
engaging 　 in 　option 　 trading 　 is 　a 　wise 　 strategy. 　Due 　 to 　 the 　 characteristics 　of
options, 　 which 　 provide 　 great 　 potential 　 for 　 profit 　 during 　 financial 　 market
volatility, 　 satisfactory 　 returns 　 are 　 usually 　 achievable 　 as 　 long 　 as 　 one 　 can
effectively　manage　the　decay　of　time　value.　Simultaneously,　the　winning　team
also 　highlighted 　that 　 in 　addition 　to 　 immersing 　themselves 　 in 　the 　real 　market
atmosphere　through　this　competition,　they　also　gained　familiarity　with　various
investment 　 tools 　 through 　 trial 　 and 　 error. 　 They 　 stated 　 that 　 the 　 key 　 to 　 their
success 　 lies 　 not 　 only 　 in 　 maintaining 　 financial 　 market 　 awareness 　 but 　 more
crucially, 　 in 　 avoiding 　 risky 　 bets 　 against 　 the 　 market 　 and 　 making 　 timely
adjustments　to　portfolio　strategies　in　response　to　market　changes.
Dr. 　Ming-Chang 　Cheng, 　Deputy 　Director 　of 　Startup 　Land 　at 　CCU, 　expressed
that 　 previous 　 annual 　 investment 　 competitions 　 held 　 at 　 CCU 　 have 　 received
enthusiastic 　 responses 　 from 　 students, 　 and 　 this 　 year’s 　 competition 　 was 　 no
different. 　Dr. 　Cheng 　holds 　high 　expectations 　 that 　 the 　competition 　can 　assist
participating 　 students 　 in 　 establishing 　 proper 　 investing 　 concepts. 　While 　 the
primary　objective　of　the　competition　was　not　to　identify　the　one　that　excels　at
investing,　it　is　aimed　to　ignite　motivation　in　students,　inspiring　them　to　actively
seek　and　share　financial　knowledge.